You’ve probably already done some preliminary research about Muskoka and know that it encompasses a vast area with every imaginable type of home and property. That’s why it’s crucial that you depend on me to inform and perhaps educate you about the process of purchasing here in Muskoka.
Knowing the MUSKOKA MARKET
The Muskoka real estate market is ever changing. My knowledge can help you decide when and what to purchase. Knowing whether it’s a Buyer’s or Seller’s market, or mixed, and understanding appraisals can help you make important decisions. Being familiar with market values allows to me help you determine which properties are fairly-priced and in good condition before you start your search. Muskoka is a complex market and you'll need an experienced real estate agent who knows the Muskoka region. It can save you time and money!
First step - The primary question to ask yourself is: Are you prepared to make a purchase and why?
Do you wish to : start building equity? have a place of your own? entertain family, friends or business associates? move to a different location or community? downsize or upgrade? raise a family? have recreational property?
Consider size and kind of property. Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? How much dock space or size of boat house is important? Do you want a newer home, or maybe an older one to fix up? Someday you may want to sell. Consider how long you expect to live in this particular home.
Your next step – Funds.
Yes, it’s the big one! Ask yourself how much you can afford. Your next step will be to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes. Call me and I will refer you to a mortgage professional that has an excellent reputation for successfully acquiring loan approval for clients.
Finding the right property
Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system and the network of other local agents. Locating the perfect home is not always an easy task. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications.
Making an offer
My knowledge of the market will assist you in assessing properties that match your requirements and making a reasonable offer. This starts with an Agreement of Purchase and Sale. As your representative, I'll present your offer to the seller or their representative. It is common for the seller to make a counter offer. The process of negotiating between the Buyer and Seller can hours, days or weeks to complete. Multiple documents may be needed and it can be confusing and frustrating. It’s my responsibility is to ensure you are informed and comfortable with the professional negotiations between the parties.
Assistance with every step
I’ll help you complete financing, home inspections, surveys, and provide resources and information for septic systems, wells and water systems, shore road allowances, rights of way, regulations or anything else you need to complete the sale and start your new Muskoka lifestyle. Let me make it easier, more time efficient and less expensive and than if you undertook this challenge on your own.